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Why Buying in Bulk Doesn’t Always Save You Money

  I used to think buying in bulk was the smartest way to shop. Bigger box, bigger savings — right? Not always. After joining one of those warehouse clubs , I realized I was stockpiling more than I used. Paper towels , snacks , even condiments — some expired before I finished them. I wasn’t saving; I was wasting. Now I do the math. I check the unit price and compare it with smaller packages at Walmart or local grocery stores . Sometimes the difference is only pennies, and when you factor in storage space and spoilage , bulk doesn’t make sense unless you’re feeding a big family or running a small business. Another trick: split bulk items with a friend or neighbor. You both get the discount without drowning in a year’s worth of ketchup. Buying in bulk can save money — but only if you’re disciplined about what you actually use. Otherwise, those “savings” turn into clutter. About the Author Written by Preston Brady — YouTube creator and owner of Grady Brady LLC , maker of the Gr...

The Future Price Is You

  In the very near future, the price tag on a store shelf won’t mean much — because the “real” price will live in your phone, and it will be different for everyone. Thanks to AI, massive purchase history databases, and loyalty apps that track everything you browse and buy, retailers are building a new kind of marketplace: one where prices are tailored exactly to you. Not just based on what you’ve bought before, but on what you’re likely to buy next, and even the minimum price they think you’ll accept. Here’s how it works: Your shopping history is recorded every time you swipe a loyalty card, open a store app, or shop online. AI uses that data to create your “price sensitivity profile” — essentially, your personal willingness-to-pay number for each product. Offers and discounts are then sent only to you, often disguised as “exclusive deals” or “special rewards.” Over time, the system learns your buying habits so well it can predict whether you’ll pay $3.79 for milk… or hol...

πŸ›’ How to Bulk Up at Costco (Without Emptying Your Wallet)

 Costco is famous for giant packs, warehouse prices, and carts piled so high you can barely see over them. But shopping in bulk isn’t just about buying more — it’s about buying smarter . Whether you’re feeding a large family, stocking up for pets, or just love a good deal, here’s how to make the most of your Costco membership. 🧠 1. Know Your Price Per Unit Big packs don’t always mean big savings. Costco lists the unit price on the shelf tag (price per ounce, pound, or item). Compare that number to what you pay at other stores. If the unit price is higher, skip it — you’re paying for convenience, not savings. πŸ“¦ 2. Stick to Bulk-Friendly Items Some products make sense to buy in giant quantities, others… not so much. Best bulk buys at Costco: Paper goods (toilet paper, paper towels) Non-perishable snacks Coffee and tea Cleaning products Canned goods Frozen foods Skip or be cautious with: Fresh produce you can’t finish in time Giant spice jars (lose ...

πŸ›’ Whatever You Do When Shopping, Don’t Do This!

  We’ve all been there — you run to the store for “just a few things” but you haven’t eaten all day. The next thing you know, your cart is overflowing, your receipt is a mile long, and your budget is… let’s just say, less than happy. This isn’t just bad luck — it’s science. πŸ€” Why Shopping Hungry Costs You More Studies show that hunger increases your desire to buy more, and not just food. When your stomach is growling, your brain goes into “survival mode,” making everything look more appealing — from snacks to household items you didn’t plan to buy. The result? You spend more, buy less healthy food, and leave with things that weren’t even on your list. πŸ“‰ Real-Life Example Let’s say you budgeted $50 for a quick grocery trip. Shopping on a full stomach: You stick to your list and spend $48. Shopping hungry: Suddenly that box of pastries, extra chips, and “just one more” frozen pizza land in your cart… now you’re at $78. That’s $30 blown — all because you...

πŸ’³✨ Credit Card Points: How to Maximize Rewards for Shopping, Travel, and Everyday Spending

  If you’re using a credit card and not earning rewards on your everyday purchases, you’re basically leaving free money on the table. Many credit cards — especially ones like American Express, Chase, or Capital One — offer points, miles, or cashback for things you already buy: groceries, gas, travel, even subscriptions. In this post, we’ll break down: How credit card points work What kind of rewards you can earn (especially with Amex) And how to get the most bang for your buck when using your card πŸ† How Credit Card Points Work Most major reward cards give you a base rate (like 1 point per $1) and bonus categories (like 3x or 5x points) for specific purchases like restaurants or hotels. You can usually redeem your points for: Cashback Gift cards Travel (flights, hotels, rental cars) Shopping (Amazon, PayPal, etc.) Statement credits πŸ”· American Express Membership Rewards: The Breakdown Amex Membership Rewards points are some of the most flexible...