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Why Buying in Bulk Doesn’t Always Save You Money

  I used to think buying in bulk was the smartest way to shop. Bigger box, bigger savings — right? Not always. After joining one of those warehouse clubs , I realized I was stockpiling more than I used. Paper towels , snacks , even condiments — some expired before I finished them. I wasn’t saving; I was wasting. Now I do the math. I check the unit price and compare it with smaller packages at Walmart or local grocery stores . Sometimes the difference is only pennies, and when you factor in storage space and spoilage , bulk doesn’t make sense unless you’re feeding a big family or running a small business. Another trick: split bulk items with a friend or neighbor. You both get the discount without drowning in a year’s worth of ketchup. Buying in bulk can save money — but only if you’re disciplined about what you actually use. Otherwise, those “savings” turn into clutter. About the Author Written by Preston Brady — YouTube creator and owner of Grady Brady LLC , maker of the Gr...
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💳✨ Credit Card Points: How to Maximize Rewards for Shopping, Travel, and Everyday Spending

  If you’re using a credit card and not earning rewards on your everyday purchases, you’re basically leaving free money on the table. Many credit cards — especially ones like American Express, Chase, or Capital One — offer points, miles, or cashback for things you already buy: groceries, gas, travel, even subscriptions. In this post, we’ll break down: How credit card points work What kind of rewards you can earn (especially with Amex) And how to get the most bang for your buck when using your card 🏆 How Credit Card Points Work Most major reward cards give you a base rate (like 1 point per $1) and bonus categories (like 3x or 5x points) for specific purchases like restaurants or hotels. You can usually redeem your points for: Cashback Gift cards Travel (flights, hotels, rental cars) Shopping (Amazon, PayPal, etc.) Statement credits 🔷 American Express Membership Rewards: The Breakdown Amex Membership Rewards points are some of the most flexible...
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How Loyal Shoppers Like You Deserve Bigger Discounts — Here’s the Proof

  Are you spending hundreds or even thousands of dollars a month on repeat purchases — pet food, cleaning supplies, diapers, or groceries — and still paying full price? You’re not alone. Many shoppers, especially those with big families or pets, buy the same products month after month but rarely get rewarded for their loyalty. That’s where the idea behind Targeted Discounts comes in. What Is a “Targeted Discount”? A targeted discount is a deal or price reduction offered specifically to shoppers based on their actual buying behavior. Unlike broad sales that are for everyone, targeted discounts aim to reward the real VIPs — people who spend regularly and consistently. The Problem With Big Retailers Today Right now, most big stores like Walmart, Target, or even Amazon don’t automatically recognize your loyalty unless you’re using a store card or app. Even then, the savings are minimal. But what if stores could see that you’re buying the same brand of dog food every mon...
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